There are people who believe in the Easter Bunny, Social Security

Those of you waiting for a miracle to save Social Security probably should stop reading.

Those of you (hello, millennials) hoping that Congress would do something, like say, stop spending Social Security taxes on anything but Social Security, should probably schedule an appointment with an analyst.

Those hoping to retire soon (hello, baby boomers) should probably start looking for a second job.

Yes, the 2016 Social Security Trustees Report is out, and Pam Villarreal of the National Center for Policy Analysis says, "It looks bad." And she's being optimistic, I think, knowing the little I do about the way Congress operates.

"Yep, on the Titanic of entitlement spending, we’re just rearranging the deck chairs," Villarreal concluded.

Read her report here.

If you are close to retirement age, you probably want to Google "cheapest third-world banana republics for retirement" instead.

Thinking of voting for president? Here are the presumptive Republican and Democratic nominees plans via the Motley Fool website.

Related stories from Biloxi Sun Herald