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Search for homes for sale in South Mississippi including Biloxi and Gulfport, Wiggins, Bay St. Louis, Waveland, D'Iberville, Long Beach, Pass Christian, Harrison Central, Ocean Springs, and Pascagoula. Sun Herald newspaper provides information on schools, home buying services, public safety, places of worship and the home-buying process. Also learn about local communities such as Tradition, Diamondhead, Florence Gardens, Gulf Hills, St. Martin.

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Real Estate

The Mortgage Professor: Is a HELOC better than a HECM?

After some deep thought and research, I could find only one situation where a home equity line of credit, or HELOC, might work better than a home equity conversion mortgage, or HECM, in meeting the needs of consumers. In all other situations where both could be used, the HECM worked better for the borrower. In addition, the HECM can be used for purposes that the HELOC cannot touch at all. The downside of the HECM, the Federal Housing Authority's reverse mortgage program, is that you must be 62 to qualify.

Real Estate

Real estate Q&A: Rec lease complicates condo refinancing

Q: We live in a large 55-and-over community that has a "recreational lease" in addition to our condominium association. We have been told by several mortgage lenders that they can't refinance our mortgages to take advantage of the current low rates due to the rec lease. What can we do?

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